Interest Rates on Domestic Term Deposits(% Per Annum) (Effective from 01-04-2013)
Period
Below Rs 100 Lac
7 to 14 days (Minimum amount of deposit Rs 5 lac)
5.00
15 days to 45 days
5.00
46 days to 90 days
7.00
91 days to 179 days
7.50
180 days to 364 days
8.25
365 days and including 24 months
9.35
above 24 Months to and including 120 months
8.75
Interest Rate for Acharya Deposits effective from 01.04.2013
Below Rs 100 Lac
Rs 100 Lac & above
180 Days to 364 Days
8.75
8.75
365 Days to and including 24 months
9.85
9.85
Above 24 months to and including 120 months
9.25
9.25
Effective from 01.01.2007, where term deposits (opened on or after 01.01.2007) are closed prematurely, the rate of interest payable shall be the one as applicable for the period for which the deposit actually remained with the bank, ruling on the date of the deposit, less 1% penalty.
Annualised Yield for Domestic Term Deposits (% Per Annum)
Period
Deposits of less than Rs 100 lac
12 months
9.68
24 months
10.15
36 months
09.88
48 months
10.34
60 months
10.83
72 months
11.35
84 months
11.90
96 months
12.48
108 months
13.10
120 months
13.76
Annualised Yield for Tax Saving FD
24.04
ACHARYA DEPOSITS
Period
Annualised Yield for Deposits of less than Rs 100 lac (% p.a.)
Annualised Yield for Deposits of Rs 100 lac and above (% p.a.)
12 months
10.22
10.22
24 months
10.74
10.74
36 months
10.52
10.52
48 months
11.04
11.04
60 months
11.59
11.59
72 months
12.18
12.18
84 months
12.81
12.81
96 months
13.48
13.48
108 months
14.19
14.19
120 months
14.95
14.95
Annualised Yield for Tax Saving FD
25.13
25.13
Interest Rates on Domestic Savings Bank Deposits (w.e.f. 03/05/2011)
Domestic Savings Bank Deposits
4.00% p.a.
Please confirm the interest rates with any of our nearby branches before remittance.