About Us
  • Genesis
  • VISION MISSION STATEMENT
  • Board of Directors
  • Key Managerial Personnel
  • Senior Management Team

Genesis

CSB Bank Limited had its modest beginning in November 1920 and is currently the oldest private sector bank in Kerala. During this century long period, the Bank has grown from strength to strength, adapting admirably to the far-reaching social, political and economic changes that have taken place during the period. The enterprising spirit inherited from its founding fathers has been maintained throughout its history, which has blended the tradition of hard work and customer focus in its march to the new Millennium.

It was in the year 1969 that the Bank became a Scheduled Bank, as it was included in the Second Schedule of Reserve Bank of India Act. In 1972, it came out of its traditional bastion and opened its first branch in Chembur, Mumbai. “A Class” Scheduled Bank status was attained by the Bank in the year 1975 and it entered the field of International Banking in the same year. CSB Bank currently operates 757 branches and 655 ATMs nationwide, dedicated to ensuring an exceptional financial experience for our esteemed customers. For efficient administration, the Bank has organized all its branches under 11 Zonal offices. The Bank delivers its products and services through multiple delivery channels that include branches, ATMs, internet and mobile banking.

While the Bank has a long operating history as a traditional bank, it is currently focusing on initiatives to transform itself into a full service contemporary bank. Towards this end, the Bank has recently undertaken a number of initiatives to enhance its business focus by upgrading processes, technology and human resources. As part of its transformation, the Bank has organized its operations under focused business areas; re-aligning, training and incentivizing employees; creating new products and services; increasing sales and marketing efforts; investing in technology and strengthening the monitoring and risk management framework.

We have implemented strategic changes in business model as a full service new age private sector bank backed by our globally reputed promoter – FIH Mauritius Investments Ltd, a Company wholly owned by Fairfax India Holdings Corporation( Fairfax India), part of Fairfax Group. To this end, we have re-aligned our organizational set-up for efficiently driving our operations and business strategy, wherein branches will be responsible for deposits, cross selling, and customer servicing, and all loan products will be driven by dedicated teams, with each business team operating as a profit centre. We have rebranded ourselves in the year 2019 by changing our name as “CSB Bank Limited”, to address region and community related perceptional issues associated with our previous brand name.

The Bank successfully completed its Initial Public Offering (IPO) to the tune of Rs. 409.67 crore which received an overwhelming response from the investors and the issue was subscribed overall by 86.92 times. Subsequently, the Bank’s shares were listed on Indian stock exchanges on December 4, 2019.

CSB was the pioneer in the field of mechanization among banks, a process that started in the year 1975. Since June 2009, all our branches have been brought under CBS platform, named MAARVEL, developed jointly with a reputed software company. Technology has been leveraged for providing banking convenience to customers and all our branches have been enabled and included in the RTGS network. As a member of National Financial Switch of IDRBT, our customers can have access of almost all ATMs, all over the country belonging to different Banks. SMS and e-mail alerts are available to customers on demand.

Currently we have a client base of more than 2.15 million customers. CASA portfolio constitutes 32.18% of our total deposits as on 31.03.23. With the intention of making the right proposition to the right customer at the right time, tailor made banking products have been designed to cater to the specific banking needs of various sections of the society. The Bank currently has four principal business areas, namely, (a) SME Banking, (b) Retail Banking, (c) Corporate Banking and (d)Treasury Operations.

Tie up arrangements have been made with reputed companies for providing other financial products to our customers. For providing insurance solutions to customers, Bank has tied up with Edelweiss Tokio Life Insurance, ICICI Prudential Life Insurance, HDFC Life Insurance (For Life Insurance), ICICI Lombard General Insurance, Reliance General Insurance, Go Digit General Insurance (For General Insurance) and Aditya Birla Health Insurance (For Health Insurance). International money transfer service and wealth management through mutual fund route is also made available to customers. We have also joined hands with One Card and Master Card to launch a new co-branded credit card.

Good corporate governance, regulatory compliance and corporate social responsibility forms an integral part of the banks philosophy. Bank has a total staff strength of around 6800 who are trained and equipped to render efficient customer service. Our intention is to service the entire financial needs of the customer. We are also expanding our products suite, services and digital banking platform, with investments in technology aimed at improving our customers' experience, making it easier for them to interact with us, and offering them a range of products tailored to their financial needs.

VISION MISSION STATEMENT

Vision Mission

"CSB endeavours to be a leading bank striving to excel in bringing products that satisfy the needs of targeted client segments, backed by excellent service – through our branches and technology driven initiatives in a compliant and regulated manner. For our employees, we want to create a culture of pride – driven by performance and productivity that should eventually result in sustainable growth in business and deliver superior returns to our Shareholders."

Board of Directors

Board of directors

Ms. Bhama Krishnamurthy

Part-time Chairperson
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Ms. Bhama Krishnamurthy has been appointed as the Part-time Chairperson of the Bank with effect from November 17, 2022. She has been on the Board of the Bank since September 3, 2018 and appointed as an Independent Director since September 29, 2018.  She holds a Master’s Degree in science from the University of Mumbai. She has over three decades of experience in Banking and is a seasoned banker with a sparkling career in IDBI Ltd. (presently IDBI Bank), and Small Industries Development Bank of India (SIDBI). She retired as Country Head and Chief General Manager from SIDBI in December 2014.

Mr. Pralay Mondal

Managing Director & CEO
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Mr. Pralay Mondal was appointed as the Managing Director of the Bank with effect from 15th September, 2022. His prior appointment in the Bank since February 17, 2022 was as Deputy Managing Director of the Bank and prior to that since September 23, 2020 was as President (Retail, SME, Operations and IT) of the Bank.

Mr. Pralay is an Engineer from IIT, Kharagpur and a Management graduate from IIM, Calcutta. Prior to joining CSB Bank, Mr. Pralay was Executive Director & Head of Retail Banking at Axis Bank. He has around 30 years of banking experience across multiple business and functions including retail assets, retail liabilities, business banking, products and technology. Before joining Axis Bank, Mr. Pralay was the Senior Group President and Head of Retail and Business Banking at Yes Bank. He was instrumental in setting up the entire retail franchise in that bank in a short period of time. At Yes Bank, Mr. Pralay used to frequently meet the Investors and Analysts and have been part of the core group engaging with relevant people in India or overseas to represent the bank for raising capital. Prior to that he had a successful 12 years’ stint at HDFC Bank and was earlier associated with Standard Chartered Bank, Wipro InfoTech and Colgate Palmolive. Mr. Mondal’s achievements include pioneering efforts in doorstep banking and direct sales, creating deep geography distribution, and building and scaling up of retail businesses. He is also credited with building capital market, wealth management, private banking, NBFC, credit cards, payments and digital businesses, from scratch.

Mr. B.K Divakara

Whole-Time Director (Executive Director)
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Mr. B.K Divakara was appointed as the Whole-Time Director (Executive Director) of the Bank with effect from 15th March, 2024. Mr. B. K. Divakara was held the position of Head - Strategy & Corporate Legal in the Bank from June 5, 2023 to March 14, 2024. Prior to that, he had held the position of Chief Financial Officer from February 5, 2020 to June 4, 2023. Mr. B K Divakara, is an associate member of the Institute of Chartered Accountants of India, Institute of Company Secretaries of India and Institute of Cost and Management Accountants of India. He also holds Bachelor’s Degree in Business Management.

Mr. B K Divakara has varied banking experience spanning across different spheres over a period of 37 years. He had worked closely in Finance, Credit, Priority Sector Lending, Balance Sheet Management, Profit Planning & Forecasting, Capital Raising Program, Investors Relations, Credit Monitoring, Recoveries, Operations, Treasury, Internal Audit, Risk Management, Transaction Banking etc. and gained enough experience.Prior to joining the CSB Bank, Mr. B K Divakara was Executive Director of Central Bank of India for a period of five years, from 23.01.2014 to 22.01.2019. He had held various senior positions at Corporation Bank, including that of General Manager, Credit, till he moved to Central Bank of India. He was also the Non-Executive Chairman of Centbank Financial Services Ltd. and Centbank Home Finance Ltd.

Mr. Madhavan Menon

Non-Executive Director
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Mr. Madhavan Menon is a Non – executive Director of our Bank since September 3, 2018. Mr. Madhavan Menon was the Part-time Chairman of the Bank for the period April 24, 2019 and up to July 21, 2020. He holds a bachelor’s degree and a master’s degree in business administration from the George Washington University. He is also qualified for the award of “Indian School Certificate” in division two issued by the University of Cambridge. He has over 30 years of experience in the finance and banking sector. He has previously worked with ANZ Grindlays Bank Limited, Citibank N.A., Emirates Bank International, Birla Capital International AMC Limited in the past. He is currently on the chairman and managing director of Thomas Cook (India) Limited.

Mr. Sumit Maheshwari

Non-Executive Director
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Mr. Sumit Maheshwari joined Fairbridge Capital in 2011 and has been the Managing Director of Fairbridge Capital since May 2018. Mr. Sumit Maheshwari is responsible to source, evaluate, negotiate, execute and exit investment opportunities. He is also responsible to monitor the portfolio companies. Mr. Sumit Maheshwari has been involved in the investments of Bangalore Airport, Sanmar Group, CSB Bank, Fairchem Organics, Seven Islands Shipping, Thomas Cook, Quess Corp, Sterling Holidays, amongst others. Mr. Sumit Maheshwari serves on the board of directors of many of Fairfax’s portfolio companies. Prior to joining Fairbridge Capital, Mr. Sumit Maheshwari worked with KPMG in India and the UK in their audit and accounting advisory functions. He is a qualified Chartered Accountant, has completed the Post Graduate Programme in Management from the Indian School of Business, Hyderabad, and holds Bachelors of Commerce and Masters of Commerce degrees from the University of Mumbai. Mr. Sumit Maheshwari is a resident of Mumbai, Maharashtra, India.

Ms. Sharmila Abhay Karve

Independent Director
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Ms. Sharmila Abhay Karve is an Independent Director of the Bank and has been associated with the Bank since July 20, 2020. Ms. Sharmila Abhay Karve has over three decades of association with PriceWaterhouseCoopers (PwC) in various capacities till she retired from the PwC network of firms on 30th of June 2019. She was an audit partner for several Indian and Multinational clients for many years. She was appointed as the Ethics and Business Conduct Leader for the firms and was also elected to the Partnership Oversight Committee (POC) which is responsible for governance and oversight. Later, she took over as the Head of Audit. She has also been the team Head for Risk & Quality, which restructured the risk profile of their clients’ products and services and implemented mitigating controls. In 2017, she was appointed as the Diversity & Inclusion Leader for the PwC Global network and was on the Global Leadership Team and the Global Human Capital Team.
Ms. Sharmila Abhay Karve is a member of The Institute of Chartered Accountants of India and also a Commerce Graduate from Mumbai University.

Mr. Sudhin Choksey

Independent Director
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Mr. Sudhin Choksey is an independent Director of the Bank and has been associated with the Bank since March 30, 2021.

Mr. Choksey has overall 42 years of professional experience; both in India and Overseas. Mr. Sudhin Choksey was the former Managing Director of GRUH Finance Ltd. which was merged with Bandhan Bank. As a part of the scheme of merger, Mr. Sudhin Choksey joined Bandhan Bank as Executive Director (Designate) in October 2019 and retired on February 16, 2021. Mr. Choksey was an experienced CEO at GRUH Finance with a demonstrated history of working in the mortgage finance business and skilled in lending business. During the span of 26 years of working with GRUH Finance, he has held various positions including that of General Manager, Executive Director, Chief Executive Director and Managing Director. At Bandhan Bank, he was the vertical head of the housing finance business. Mr. Choksey has also served as an independent Director on the Boards of many listed and unlisted companies.

Mr. Sudhin Choksey is a fellow member of the Institute of Chartered Accountants of India and has done his graduation in Commerce (Honours) from The Sydenham College of Commerce & Economics, Bombay University. He was the recipient of BUSINESS LEADER – FINANCIAL SERVICES Award for 2015 from The Institute of Chartered Accountants of India, New Delhi.

Mr. Sunil Srivastav

Independent Director
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Mr. Sunil Vastav is an independent Director of the Bank and has been associated with the Bank since June 8, 2021.

Mr. Srivastav had a stint of more than 38 years with State Bank of India. He had joined State Bank of India in 1980 as a probationary officer and held various positions in State Bank of India until he retired as Deputy Managing Director of Corporate Banking from State Bank of India, in 2018. Mr. Srivastav’srich experience in banking includes Credit Risk, Project Finance, Corporate Finance, International Banking, Investment Banking, Corporate Strategy, National/elite Banking, Corporate Banking and Digital & Retail Banking with varied experience across geographies in India & abroad, having been a part of various cycles in the development of the Indian economy. Mr. Srivastav was a keen analyst and commentator on developments in the field of Corporate Finance and Banking.

Post retirement in April 2018, Mr. Srivastav has been engaged as a Senior Advisor (Part time) with Edelweiss Group, Vedanta India, and The World Bank - Energy and Extractives program in India. Mr. Srivastav is currently on the Board as Independent Director, in few companies. Mr. Srivastav had previously served on the Boards of Gillanders Arbuthnot Ltd., SBICAP Trustee and Custodial Services, West Bengal Financial Development Corp., National Payments Corporation of India and Member Global Advisory Board of Master Card, to name a few. He also has a deep understanding of the NBFC Sector, gained while heading the Corporate Banking function of the SBI. He is currently as Independent Director on the Board of many companies.

Mr. Sunil Vastav is a Graduate in Science from Delhi University and has done his Masters’ in Business Administration from Banaras Hindu University. He has also done “Negotiation Dynamics” from INSEAD, Paris. He is a Certified Associate of Indian Institute of Bankers.

Mr. Sharad Kumar Saxena

Independent Director
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Mr. Sharad Kumar Saxena is an Independent Director of the Bank and has been associated with the Bank since February 19, 2022.

Mr. Sharad Saxena has more than 30 years of experience and had held almost all the leadership positions in ICICI Bank technology group, like, heading the technology function for Corporate Banking, Commercial Banking, Asset products including Corporate & Retail Loans, International Banking, Credit Cards, Cash Management Services, Payment Systems, Core Banking, Switching, HR, CRM and Compliance & Fraud Management, Head of IT Infrastructure group including Networks and head of Technology Compliance for interfacing all audits and inspections. Some of his key accomplishments were execution of numerous business and productivity enabling projects, transformation and migration of live Data Centres across the cities, migration of large applications and technology platforms, co-creating new technology enabled business models, setting up of IT Governance and Compliance function within IT, etc. As a member of the core technical committees of RBI for the following initiatives, he was in-charge of automation of Regulatory Returns filing, NG-RTGS, RBI Core Banking and Interface with Government Departments and Managing Outsourcing Risks. Later, as Chief Technology Officer for amalgamated Bank of Baroda, as the Chief Technology Officer and the head of IT of Bank of Baroda, erstwhile Vijay Bank, and erstwhile Dena Bank, successfully led the most complex and the biggest bank merger in the country. Made a strategic roadmap for IT landscape of the amalgamated bank to sustain its business strategies for the next five years. This included movement to cloud, renewal of IT infrastructure, development of big data lake platform, consolidation and movement of data centres and large-scale digitization.

Mr. Sharad Saxena is a gold medalist Engineering graduate in Electronics & Telecommunication from Government Engineering College, Jabalpur. He is also a Certified Information System Auditor (CISA) from ISACA, US, and a Certified ISO 27001 Implementer and Certified Senior Examiner for Quality Management for the Indian Merchant's Chamber.

Mr. Biswamohan Mahapatra

Independent Director
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Mr.Biswamohan Mahapatra is as an Additional Director ( Non-Executive & Independent) of the Bank and has been associated with the Bank since June 20,2023.

Mr. Biswamohan Mahapatra was a central banker, with a career spanning about 33 years in Reserve Bank of India (RBI) in various capacities and retired as Executive Director in August 2014. He had mostly worked in the areas of banking regulation & supervision, currency management, financial market operations and general administration at RBI. As Executive Director, he handled banking regulation and policy matters. He was instrumental in the implementation of Basel III regulations. The guidelines for setting up universal banks and differentiated banks like small finance banks and payments banks were overseen by him. He was associated with various working groups and committees and represented the RBI as a member/ Chairman/Convenor of these various working groups and committees. Post retirement, he was an advisor to the RBI on the bank licensing process.

Mr. Biswamohan Mahapatra pursued Master of Science in Management from Arthur D. Little Management Education Institute, Cambridge, USA (presently Hult International Business School, Boston, USA) specialising in Finance and was in the Dean’s List in all the three phases of the Program. He completed his MBA (Finance) and Masters in English Literature from University of Delhi and Jawaharlal Nehru University, New Delhi, respectively.

Ms. Renu Kohli

Additional Director (Non – Executive & Independent)
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Ms. Renu Kohli is an Additional Director (Non – Executive & Independent) of the Bank and has been associated with the Bank since December 14, 2023.

Ms. Renu Kohli, is an economist with research and practitioner experience on macroeconomic policies and issues. Ms. Renu Kohli holds Doctorate in Philosophy (DPhil) in Economics.

Ms. Renu Kohli is currently the Senior Fellow, at the Centre for Social and Economic Progress (CSEP) an independent, public policy think tank based in New-Delhi. She has previously worked with the RBI, the IMF and thinktanks including ICRIER and the Institute of Economic Growth. Her work has focused on financial sector liberalization, capital flows and exchange rate management in emerging markets with special India focus, international macroeconomic coordination, and recently, the macroeconomic impact of decarbonization in India. She has diverse exposure to central banking and macroeconomic surveillance. Ms. Renu Kohli has been published in refereed journals such as the Review of Development Economics, Journal of Development Studies, Journal of Asian Economics, Oxford University Press, IMF Working Papers, RBI Staff papers, and contributed to edited volumes. She has exposure to multilateral surveillance including Article IV missions; as short-term expert with IMF Institute, her training missions include courses on financial programming & policies and macroeconomic diagnostics. Ms. Renu Kohli has wider engagement with the private financial sector and investors through talks, presentations and consultation on Indian macroeconomic policies.

Key Managerial Personnel

Key Managerial Personnel

Mr. Pralay Mondal Managing Director & CEO
Mr. B K Divakara Whole-Time Director (Executive Director) 
Mr. Satish Gundewar Chief Financial Officer
Mr. Sijo Varghese Company Secretary

Senior Management Team

Senior Management Team

Mr. Pralay Mondal

Managing Director & CEO
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Mr. Pralay Mondal was appointed as the Managing Director of the Bank with effect from 15th September, 2022. His prior appointment in the Bank since February 17, 2022 was as Deputy Managing Director of the Bank and prior to that since September 23, 2020 was as President (Retail, SME, Operations and IT) of the Bank.

Mr. Pralay is an Engineer from IIT, Kharagpur and a Management graduate from IIM, Calcutta. Prior to joining CSB Bank, Mr. Pralay was Executive Director & Head of Retail Banking at Axis Bank. He has around 30 years of banking experience across multiple business and functions including retail assets, retail liabilities, business banking, products and technology. Before joining Axis Bank, Mr. Pralay was the Senior Group President and Head of Retail and Business Banking at Yes Bank. He was instrumental in setting up the entire retail franchise in that bank in a short period of time. At Yes Bank, Mr. Pralay used to frequently meet the Investors and Analysts and have been part of the core group engaging with relevant people in India or overseas to represent the bank for raising capital. Prior to that he had a successful 12 years’ stint at HDFC Bank and was earlier associated with Standard Chartered Bank, Wipro InfoTech and Colgate Palmolive. Mr. Mondal’s achievements include pioneering efforts in doorstep banking and direct sales, creating deep geography distribution, and building and scaling up of retail businesses. He is also credited with building capital market, wealth management, private banking, NBFC, credit cards, payments and digital businesses, from scratch.

Mr. Satish Gundewar

Chief Financial Officer
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Mr. Satish Gundewar has over 28 years of experience in the areas of finance, taxation, strategic planning, portfolio management, risk management and treasury. He has rich experience in financial reporting, financial control, budgeting and tracking financial performance against targets at an overall business level and at the most granular level. He was earlier associated with DCB Bank Ltd., Yes Bank Ltd., and Standard Chartered Bank in various capacities.
Mr. Satish Gundewar is a member of the Institute of Chartered Accountants of India, the Institute of Cost Accountants of India and the Institute of Company Secretaries of India.

Mr. Sijo Varghese

Company Secretary
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Mr. Sijo Varghese is the Company Secretary and Compliance Officer. He holds a bachelor’s degree in commerce from the University of Calicut and a bachelor’s degree in law from the Mahatma Gandhi University. He is an associate of the Institute of Company Secretaries of India. He has over 15 years of experience in the field of compliance. Prior to joining our Bank, he was associated with Kerala Ayurveda Limited, AJS & Associates, BNA Technology Consulting Limited and Kancor Ingredients Limited and has been associated with our Bank since 2007. He is responsible for executing the orders of our Board regarding administration of our Bank and acts as an advisor to our Board in the matters related to compliance of securities law and for redressal of investor grievance.

Mr. Harsh Kumar

Chief Human Resources Officer (‘CHRO’)
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Mr. Harsh Kumar is the Chief Human Resource Officer of our Bank effective from August 9, 2019. He holds a bachelor’s degree in engineering from University of Madras and a post graduate diploma in management from T.A. Pai Management Institute. He has over 12 years of experience in the field of banking. Prior to joining our Bank, he was associated with HDFC Bank Limited.

Mr. Narendra Dixit

Head – Retail Banking
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Mr Narendra Dixit is the Head – Retail Banking of our Bank effective from 25th November, 2020. He has over 22 years of experience in the field of banking. Prior to joining our Bank, he was associated with Axis Bank, where he was holding the position of National Head – Liability Sales. Prior to Axis Bank, he has worked with Yes Bank as Group President II, heading Branch Banking for North and East India. He was also instrumental in building acquisition channel and strategy for Yes Bank..

Mr. Shyam Mani

Head- SME
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Mr Shyam Mani is the Head- SME of our Bank with effect from
4th November, 2020. Mr. Mani is an Engineer from Bangalore University. He has overall 24 years of experience in varied functions that includes Branch Banking, SME, Retail and NRI Banking. He was associated with Yes Bank, where he was holding the position of Group President 2 & Head Global Indian Banking based out of Mumbai. He was also holding the position of Branch Banking Head for South & East with the previous organization and was one of the key stake holder in building the customer franchise in the defined geography with Yes Bank. Prior to Yes Bank Shyam has worked with organizations like ICICI Bank, HDFC Bank and GE Countrywide in leadership and senior roles covering retail, SME and Retail Assets.

Mr. Rajesh Choudhary

Chief Technology Officer
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Mr. Rajesh Choudhary is the Chief Technology and information officer of our bank effective from 26th August 2021. He has almost 3 decades of experience in technology leadership roles. He possess global work exposure that spans across Europe, UK, UAE, Singapore and India. Prior to joining our bank, he was associated with Barclays bank,RBS, ICICI bank and Bnak of America.

Mr. Manish Agarwal

Chief Credit Officer (CCO)
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Mr. Manish Agarwal is the Chief Credit Officer (CCO) – Retail & SME of our Bank effective from June 2021. He holds a Chartered Accountant, Cost Accountant and CS(Inter) degree

He has over 25 years of experience in managing risk in Banking & NBFC sector . Prior to joining our Bank, he was associated with U GRO Capital where he was holding the position of Chief Risk Officer (CRO), Prior to U GRO Capital has worked with YES Bank as Chief Credit Officer ( Retail and Agri) , ICICI Bank in different role , with last role as Head Policy – Retail, Agri & SME. He has also worked in Kotak Mahindra Primus Ltd and PwC.

Mr. Jaikumar S

Chief Internal - Vigilance Officer
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Mr. Jaikumar S is the Chief Internal Vigilance Officer of the Bank with effect from 9th of June 2022. He holds a Master’s degree in Science from the University of Kerala. He has built an unblemished career spanning over three and half decades in the Central Bureau of Investigation (CBI). He was holding the post of Superintendent of Police while leaving CBI. His expertise in the field of Investigation includes dealing with highly sensitive anti-corruption cases, economic offences and Bank fraud cases of very huge magnitude.

Mr. K Chandrasekhar

Head – Operations
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Mr. K Chandrasekhar is the Head of Operations of the Bank with effect from 20th May 2022. He holds a Bachelor’s Degree in Science. His experience in banking counts to more than three decades. He was associated with HDFC for more than 20 years. He had been part of the growth story of HDFC Bank by joining as an Officer in the Year 1995 and moved upwards to become a Regional Head and then a Product Head. He then joined Equitas Small Finance Bank to manage centralized processing for Liability Operations and then took charge as Head of Retail Asset Operations.

Ms. Runa Das

Head – Wholesale Banking (Officiating)
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Ms. Runa Das is the Head for Wholesale Banking. Runa brings with her over 20 years of experience specializing in Corporate Finance, Syndication, Project Finance, Promoter Funding and Acquisitions. In her last Banking stint, she was part of Large Corporate & Mid Corporate Verticals respectively in Kotak Mahindra Bank spanning 10 years and had the distinction of being part of the Key Leadership Team for the Corporate Banking Division of the Bank. In the last couple of years, she was associated with Ethos Capital - Investment Banking and Advisory Firm. She brings on board her in-depth understanding of Corporate Banking coupled with strong & well entrenched set of relationships across key sectors, viz. Automotive & Auto Ancillary, Healthcare, Hospitality, Infrastructure, Pharma, Retail, FMCG and Engineering.

Mr. B. K. Divakara

Head- Strategy and Corporate Legal
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Mr. B K Divakara is the Head- Strategy and Corporate Legal of our Bank. He holds a bachelor's degree in Business Management from University of Mysore. Further he is an Associate of the Institute of Chartered Accountants of India and Associate of the Institute of Company Secretaries of India. He is also an associate of Institute of Cost and Management Accountants of India. Prior to joining our Bank, he was working with the Central Bank of India and Corporation Bank and has over 33 years of experience in the field of banking.

Mr. Ajith Jose

Chief Compliance Officer
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Mr. Ajith Jose is the Chief Compliance Officer of CSB Bank, is responsible for the implementation of the vision, strategy and leadership for compliance within the bank. In a career spanning over 25 years, he has worked for leading private and public sector banks, setting up verticals, policies and processes in compliance. In his current role, he is responsible for designing and maintaining an effective compliance framework for the bank.

He will provide independent assurance of bank’s compliance status with all applicable regulations. He will also support business teams in defining regulatory requirements and development of controls across lines of business. Ajith is an MBA and also a Certified Anti Money Laundering Specialist and a Certified Fraud Examiner.