Housing Loan

Housing Loan

A home to call your own. That’s one of the biggest and most significant things in everyone’s life.

Choose the right home, opt for the housing loan that suits you best and you are settled for life. And remember, when you go for a housing loan, you stand to enjoy tax benefits too. All the more reason why you needn’t have second thoughts when applying for a housing loan, especially one with CSB!

 

Home Loan EMI Calculator

1L
5Cr

360
6%
18%

Equated Monthly Installment (EMI) will be ₹ 0

 

Features of CSB Bank Home Loan:

  • Loan Amount – Up to Rs. 500* Lakhs.
  • Flexible Repayment options, ranging from 12 to 240* Months.
  • Interest Rate – starting from 9.1%*
  • Balance Transfer Facility Available
  • Simple Documentation
  • Loans for both residents & NRIs.
  • Up to 100% of agreement value / purchase cost*.

Eligibility

S.No Parameters Particulars
1 Eligible Borrower
  • Salaried
  • Self Employed Professional
  • Self Employed Non-Professional
  • Non-Resident Indians
2 Age Norms
  • Minimum 21 Years
  • Maximum 65 Years at the time of loan maturity
3 Tenure Maximum up to 20 Years*
4 Purpose
  • Construction / Repair / Renovation / Extension / Purchase of Land +
  • Construction / Purchase of House / Flat

Documentations

S.No Parameters Particulars  
1 Mandatory Documents Application Form  
2 Proof of Identity**
  • Adhaar Card
  • Passport
  • Driving License
  • Voter ID
  • Job Card by NREGA
  • Letter issued by National Population Register containing name & address of holder

**Any one of the following documents

 
3 Proof of Residence**
  • Adhaar Card
  • Passport
  • Driving License
  • Voter ID
  • Job Card by NREGA
  • Letter issued by National Population Register containing name & address of holder

**Any one of the following documents

 
4 Proof of Income Salaried Self Employed
  • 3 Months' Salary Slip / Certificate
  • Latest ITR / Form 16
  • 1 Year Bank Statement
  • 3 Year ITR with Financials
  • 1 Year Bank Statement
  • Business Continuity Proof (3 Years)
   
    Non-Resident Indians
  • 1 Year NRE / NRO Account Statement
  • Salary Slip / Certificate
  • 1 Year Salary Account Statement
  • Oversea Credit Report
  • Valid VISA Copy
  • Passport
  • POA
  • Valid Work Permit
5 Balance Transfer
  • 12 Months Statement of Account
  • Existing Loan Account Statement up to 1 Year
  • Foreclosure Letter
  • List of Documents from BT bank.
 
6 Additional Documents
  • Own Contribution Receipt / Proof
 

The list is only indicative, and you may be asked to provide additional documents required for a the loan as and when needed.


* Conditions Apply | All loans at the discretion of the bank | Interest rates are subject to change