Gold Loan

Gold Loan

Quantum of Finance/Loan to Value Ratio (LTV):

Quantum of finance is fixed upto a maximum of 75% of 30 days average IBJA rate or 75% of the value of the gold ornaments as appraised by a bank approved appraiser, whichever is lower (on net weight). Agriculture Loans are subject to Scale of Finance fixed from time to time.

As per RBI regulation, Loan to Value (LTV) ratio of 75% should be maintained throughout the tenor of the loan for all maturities. Borrower will be called upon to reduce the loan outstanding, so as to maintain LTV always within 75%


 

Akshaya Gold Loan

A wonder solution that saves you from running to the bank when you need money the most.

 

General Gold Loan

General Gold Loan

Minimum rate & maximum cash

 

Retail Trade Gold Loan

Retail Trade Gold Loan

Need gold loans to fund your trade? CSB offers Retail Trade gold loans

 

Agricultural Loans

Agricultural Loans

CSB offers Agricultural loans

 

Overdraft Gold Loan

Overdraft Gold Loan

Gold loan at the convenience of your debit card.Overdraft and balance transfer options available.

 

CSB Double Power

Gold Loan to meet your short term fund requirement.