Submitted by csbadminbank on Tue, 02/09/2016 - 17:55
General Savings a/c
- An account for individuals, either singly or jointly, non-trading organizations/ institutions.
- Account with cheque book facility can be opened for a minimum amount of Rs.500/- at Rural/Semi-Urban branches and Rs.1,000/- at Urban/Metro branches
- Account can be opened even in the name of a minor aged 12, allowing him/her to operate by self, provided he/she presents himself /herself at the bank for each withdrawal
- A minor who has attained 14 years of age can open and operate the account individually in same manner as an adult
- Payment of interest on savings bank A/c is made on a daily product basis and paid half yearly in the months of September & March
- Multicity cheque book facility
- Free Internet/Mobile banking facility
- RTGS/NEFT Facility
- Nomination Facility
- Any Branch Banking (ABB) facility
Features
- Standing instructions of the account holder with regard to payment of premium, rent, etc.are accepted and acted upon promptly.
- Cheques, Drafts, pension, dividend warrants, etc. are accepted and collected for credit to the account.
- Account can be transferred to any other office of the bank, free of charge.
Service charge & fees
Any Branch Banking (ABB) Facility is available to customers on registration. Eligibility criteria and benefits available for various category of customers are as follows
Eligibility criteria |
SILVER |
GOLD |
DIAMOND |
PLATINUM |
---|
Minimum balance (Rs) |
10,000 |
20,000 |
30,000 |
1,00,000 |
Penalty for non maintainance of minimum balance (Rs) |
200 |
200 |
200 |
500 |
Free limits per month |
SILVER |
GOLD |
DIAMOND |
PLATINUM |
---|
Cash Withdrawal (Rs) |
50,000 |
1,00,000 |
1,50,000 |
5,00,000 |
Cash Deposits (Rs) |
50,000 |
1,00,000 |
1,50,000 |
5,00,000 |
Fund Transfer (Rs) |
2,00,000 |
3,00,000 |
4,00,000 |
unlimited |
At Par Facility (Rs) |
2,00,000 |
3,00,000 |
4,00,000 |
unlimited |
Collection of cheques (Rs) |
2,00,000 |
3,00,000 |
4,00,000 |
unlimited |
Total limits (Rs) |
7,00,000 |
11,00,000 |
15,00,000 |
unlimited |
Charges for usage in excess of free limits will be
- All cash transactions - Re.1/- per thousand, subject to a minimum of Rs.25/-
- All transfer transactions - Rs.5/- per lakh