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rupay-pmjdy
The RuPay PMJDY (Pradhan Mantri Jan-Dhan Yojana) card is issued to people who have opened accounts under the Pradhan Mantri Jan Dhan Yojana (PMDJY) - a National Mission for Financial Inclusion that was developed to provide people access to financial services like banking, savings/deposit accounts, remittance, credit insurance, and pension, in an affordable way. With the card, the user can pay at all ATMs, POS terminals, and online shopping platforms. Additionally, it comes with personal accident coverage of up to Rs. 2 lakhs*.
*Sum insured of Rs 1 lakh for RuPay cardholders of account opened till 28th August’18 and of Rs 2 lakhs for RuPay cardholders of account opened after 28th August’18 onwards.
In concurrence with RBI communication on ‘Enhancing Security of Card transactions’, RBI had instructed all banks to give their card holders, a facility to themselves enable/disable their cards for different types of transactions such as domestic, online, POS or international. This feature will add increased security for debit card transactions.
Following are the changes brought in as part of the RBI communication
Modify Debit Card Limits, Switch On/Off Debit Card, Activate/Deactivate International Usage, Duplicate Debit Card Requests is available in following channels.
Send SMS to 9895923000 | |||||||
Service | SMS Format | ||||||
International Activation | INTLREG <SPACE> <Last 4 Digit of your Debit Card No> | ||||||
International Deactivation | INTLOFF <SPACE> <Last 4 Digit of your Debit Card No> |